Real annual and monthly bill based on your home type, usage and Ofgem Q2 2026 price cap. Compare with UK average. See exactly where you can save.
The Ofgem price cap for Q2 2026 (April–June) sets maximum rates at 24.50p per kWh for electricity and 6.24p per kWh for gas, with standing charges of approximately 61p/day (electricity) and 31p/day (gas). These are per-unit caps, not a cap on your total bill — your actual bill depends on your usage.
The price cap is widely misunderstood. It does NOT cap your maximum total bill — it only caps the unit rate and standing charge. A household that uses more energy will pay more, even under the cap. Most households underestimate usage by 15–30%. This calculator uses Ofgem typical usage estimates adjusted for home type and occupants.
Key schemes in 2026: ECO4 (insulation + heating upgrades for low income / EPC rating D or below — can cover 100% of cost), Boiler Upgrade Scheme (£7,500 towards heat pump), Great British Insulation Scheme (loft + cavity wall for EPC D/E), and some local authority Flexible Eligibility schemes. Eligibility varies by supplier and council.
Yes, substantially. Full-time WFH adds approximately £350–550/year compared to office-based work, primarily through heating during the day and device usage. HMRC allows a working from home allowance of £6/week (flat rate) or actual costs — keeping records of actual costs usually yields higher deductions.
In Q2 2026, most fixed tariffs available are at a slight premium (5–15%) over the current cap, reflecting uncertainty about future cap movements. If Ofgem forecasts cap increases in H2 2026 (which current wholesale trends suggest), a short-term fix (6–12 months) may be cost-effective. Always compare on price comparison sites like Uswitch or MoneySavingExpert.
This calculator uses Ofgem Q2 2026 published rates and typical consumption benchmarks (TDCV — Typical Domestic Consumption Values) adjusted for home type and occupants. Actual bills vary by insulation quality, boiler efficiency, thermostat habits, and number of appliances. Treat this as a reliable baseline estimate ± 15%.